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Heureka automatically identifies 5 Mastercard cards MasterCard cards in a single file with no additional risk characteristics. The calculation is as follows:

Number of Characteristic Hits x Category Weight x Characteristic Weight Characteristic Hits (5) x Category Weight (.8) x Characteristic Weight (.9) = File Risk Score

5 Mastercard Hits x Credit Card Category Weight x Mastercard Characteristic Weight = File Risk Score5 x  x 0.8 x 8 x 0.9 = File Risk Score of 3.6

The Category Weights are shown below

  • Bank Information Category = 0.4
    • Fractional Routing Number = 0.3
    • MICR Number = 0.3
  • Credit Cards = 0.8
    • AMEX = 0.9
    • Diners = 0.9
    • Discover = 0.9
    • JCB = 0.9
    • Mastercard MasterCard = 0.9
    • Visa 13 = 0.9Visa
    • Visa 16 = 0.9
  • Personal Information = 1.0
    • Social Security Number = .25
  • Words Category = 0.01
    • Offensive = 1.0

Endpoint Level Risk

The Risk Dashboard contains an aggregate risk score. The aggregate is simply the sum of all file level risk scores.

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